Umbrella/Follow Form Excess

Quaker Special Risk focuses on difficult to place Umbrella and Follow Form Excess classes of business that are not acceptable to standard markets.  Catastrophic losses can affect any type of insured.

Coverage Features:

• Up to $25M lead Umbrella capacity
• Up to $50M excess layer capacity
• Admitted paper available depending on risk
• Ability to write monoline or in conjunction with the primary
• Umbrella, Excess General Liability, Excess Auto, or Excess Professional

Classes of Business Include But Not Limited To:

• Allied Health

○    Home Healthcare                                              ○    Nursing Homes

○    Outpatient Medical Facilities                              ○    Physical Therapy Centers

• Construction

○    Commercial and Residential Contractors             ○   Contractors Equipment Rental

○    Owners Interest – Construction                         ○   Project Specific Construction

○    Wrap Up Construction Projects

• Habitational – Targeting Large Schedules

○    Apartments and Condominiums                          ○   Homeowners Associations

• Logging and Sawmill Operations
• Manufacturing – Heavy and Light

○    Amusement Devices                                         ○   Auto Parts

○    Chemicals                                                         ○   Cosmetics

○    Industrial Equipment                                          ○   Pharmaceuticals (claims-made)

○    Safety Equipment                                              ○   Toys

• Municipalities - Small
• OL&T

○    Clubs – Exercise/Health/Swim                           ○   Hotels/Motels

○    Offices                                                             ○   Religious Institutions

○    Restaurants/Bars/Nightclubs                              ○   Retail/Strip Malls

○    Self Storage Facilities

• Professional Services
• Public Entities
• Real Estate Management
• Service Organizations
• Transportation

○    Ambulances                                                      ○   Bus Fleets

○    Limousines                                                       ○   Private

○    Truck Fleets

Submission Requirements:

• Acord 125, 131, and other applicable forms
• Class Specific Supplemental Application
• 5 Years of currently valued loss runs for underlying lines of coverage
• Complete description of all claims paid or reserved in excess of $15,000
• Narrative description of operation and target premium
• Copy of all underlying Dec pages and a schedule of endorsements and exclusions, or a full copy of the underlying binder/quote
• MVRs and schedule of autos including type, weight, use, capacity, commodities hauled, and radius if submitting to go over Auto Liability